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Build your credit history

 

A secured credit card requires the cardholder to deposit a certain amount of money in order to secure a credit line. If you have had trouble getting approved for an unsecured card, this type of card may be right for you. Unlike prepaid cards, secured credit cards report your account activity to major consumer reporting agencies.

 

A secured credit card requires the cardholder to deposit a certain amount of money in order to secure a credit line. If you have had trouble getting approved for an unsecured card, this type of card may be right for you. Unlike prepaid cards, secured credit cards report your account activity to major consumer reporting agencies. The following are the best secured credit card offers as selected by the CreditCards.org staff:

WE REPORT TO ALL 3 MAJOR CREDIT BUREAUS! This is a real Visa card that can be used anywhere Visa is accepted. Unlike prepaid cards and some other secured credit cards, we build credit history that counts! Card details that your customers will want to know: • 3-bureau credit reporting • No credit check for approval • Prime plus 6.5% variable APR - Not an Intro rate • $200 minimum deposit • No credit check or credit inquiry for approval • No checking account required This a great tool for building credit history that counts, unlike some other prepaid and secured cards. Target Market is Over 75 million potential customers: • BAD CREDIT • NO CREDIT • DAMAGED or THIN CREDIT • Students & immigrants • People who need credit tradelines • People looking to buy a home or car • People looking to rent an apartment • People who need a credit card for travel, hotel or car reservations The market is growing as other banks cut back on credit We are an FDIC insured bank located outside Philadelphia.  Customers also get • Free 24-hour online account access and bill payment • Benefits include travel and car rental insurance • Zero liability for fraud • Free emergency card replacement.